SRHQX
Short-Term Income Fund
Principal Funds, Inc
Expense ratio1
0.60%
Net assets2
$3.50B
Holdings2
404
Category
Taxable Bond
2025 return3
5.30%

Investment objective & strategy

As of Feb. 27, 2026 · prospectus

Objective. The Fund seeks to provide as high a level of current income as is consistent with prudent investment management and stability of principal.

Strategy. The Fund seeks to achieve its investment objective by investing in a broad range of high-quality, fixed-income securities. The Fund invests primarily in high-quality short-term bonds and other fixed-income securities that, at the time of purchase, are rated BBB- or higher by S&P Global Ratings (S&P Global) or Baa3 or higher by Moodys Investors Service, Inc. (Moodys). If the security has been rated by only one of the rating agencies, that rating will determine the securitys rating; if the security is rated differently by the rating agencies, the highest rating will be used; and if the security has not been rated by either of the rating agencies, those selecting such investments will determine the securitys quality. The Funds investments also … The Fund seeks to achieve its investment objective by investing in a broad range of high-quality, fixed-income securities. The Fund invests primarily in high-quality short-term bonds and other fixed-income securities that, at the time of purchase, are rated BBB- or higher by S&P Global Ratings (S&P Global) or Baa3 or higher by Moodys Investors Service, Inc. (Moodys). If the security has been rated by only one of the rating agencies, that rating will determine the securitys rating; if the security is rated differently by the rating agencies, the highest rating will be used; and if the security has not been rated by either of the rating agencies, those selecting such investments will determine the securitys quality. The Funds investments also include corporate securities, government securities, mortgage-backed and asset-backed securities (securitized products), and foreign securities. Under normal circumstances, the Fund maintains an effective maturity of five years or less and an average portfolio duration that is within 30% of the duration of the Bloomberg Credit 1-3 Year Index, which as of January 31, 2026 was 1.80 years. The Fund invests in derivatives, including Treasury futures and credit index futures, for hedging purposes and to manage fixed-income exposure. A derivative is a financial arrangement, the value of which is derived from, or based on, a traditional security, asset, or market index.

Top holdings

As of Jan. 31, 2026 · N-PORT
SecurityTickerValue% of fund
US TREASURY N/B $176.69M 5.05%
US TREASURY N/B $167.04M 4.78%
Principal Government Money Market Fund - Class R-6 $163.23M 4.67%
US TREASURY N/B $118.08M 3.38%
US TREASURY N/B $23.81M 0.68%
JP Morgan Mortgage Trust Series 2025-HE1 $20.16M 0.58%
US TREASURY N/B $20.10M 0.57%
HCA INC $20.02M 0.57%
Vistra Operations Company LLC VST $19.42M 0.56%
Oaktree CLO Ltd., Series 2019-4A, Class ARR OAKCL $19.03M 0.54%
View all holdings →

Allocation by sector

As of January 31, 2026 · N-PORT
View portfolio breakdown →

Portfolio moves

Oct 31, 2025 → Jan 31, 2026
Opened
35
Exited
33
Increased
3
Decreased
127
Unchanged
239

How many positions this fund opened, exited, grew, trimmed, or left unchanged between its two most recent N-PORT snapshots — net changes between point-in-time reports, not a trade log.

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Similar funds

Funds whose portfolios most overlap this one, by weight
FundOverlapNet exp.
Short-Term Income Account 74% 0.41%
VOYA LIMITED MATURITY BOND PORTFOLIO · IMBAX, ILBPX, ILMBX 9% 0.29%
Mercer Short Duration Fixed Income Fund · MSDYX, MSDZX, MSDBX, MSDWX 9% 0.20%
View all similar funds →

Advisers

As of October 31, 2025 · N-CEN
FirmRole
Principal Global Investors, LLC Adviser

Footnotes

  1. Expense ratio as of February 27, 2026, from the fund's prospectus.
  2. Net assets and holdings count as of January 31, 2026, from the fund's N-PORT filing.
  3. Total return for calendar year 2025, before tax and after fund expenses. As reported in the fund's prospectus performance bar chart.

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