Short-Term Income Account
Principal Variable Contract Funds, Inc
Expense ratio
Net assets1
$131.03M
Holdings1
411
Category
Taxable Bond
Return

Investment objective & strategy

As of April 25, 2025 · prospectus

Objective. The Fund seeks to provide as high a level of current income as is consistent with prudent investment management and stability of principal.

Strategy. The Fund seeks to achieve its investment objective by investing in a broad range of high-quality, fixed-income securities. The Fund invests primarily in high-quality short-term bonds and other fixed-income securities that, at the time of purchase, are rated BBB- or higher by S&P Global Ratings (S&P Global) or Baa3 or higher by Moodys Investors Service, Inc. (Moodys). If the security has been rated by only one of the rating agencies, that rating will determine the securitys rating; if the security is rated differently by the rating agencies, the highest rating will be used; and if the security has not been rated by either of the rating agencies, those selecting such investments will determine the securitys quality. The Funds investments also … The Fund seeks to achieve its investment objective by investing in a broad range of high-quality, fixed-income securities. The Fund invests primarily in high-quality short-term bonds and other fixed-income securities that, at the time of purchase, are rated BBB- or higher by S&P Global Ratings (S&P Global) or Baa3 or higher by Moodys Investors Service, Inc. (Moodys). If the security has been rated by only one of the rating agencies, that rating will determine the securitys rating; if the security is rated differently by the rating agencies, the highest rating will be used; and if the security has not been rated by either of the rating agencies, those selecting such investments will determine the securitys quality. The Funds investments also include corporate securities, government securities, mortgage-backed and asset-backed securities (securitized products), and foreign securities. Under normal circumstances, the Fund maintains an effective maturity of five years or less and an average portfolio duration that is within 30% of the duration of the Bloomberg Credit 1-3 Year Index, which as of March 31, 2025 was 1.86 years. The Fund invests in derivatives, including Treasury futures and credit index futures, for hedging purposes and to manage fixed-income exposure. A derivative is a financial arrangement, the value of which is derived from, or based on, a traditional security, asset, or market index.

Top holdings

As of March 31, 2026 · N-PORT
SecurityTickerValue% of fund
US TREASURY N/B $6.15M 4.70%
US TREASURY N/B $5.61M 4.28%
Principal Government Money Market Fund - Class R-6 $3.16M 2.41%
US TREASURY N/B $2.85M 2.17%
US TREASURY N/B $1.50M 1.15%
BlackRock Liquidity FedFund - Institutional Class TFDXX $924.66K 0.71%
Vistra Operations Company LLC VST $792.68K 0.60%
LIFE MORTGAGE TRUST US LIFE $772.00K 0.59%
TRFIG 2024-1A A2 $749.39K 0.57%
Kubota Credit Owner Trust 2026-1 $746.64K 0.57%
View all holdings →

Allocation by sector

As of March 31, 2026 · N-PORT
View portfolio breakdown →

Portfolio moves

Dec 31, 2025 → Mar 31, 2026
Opened
50
Exited
27
Increased
0
Decreased
126
Unchanged
235

How many positions this fund opened, exited, grew, trimmed, or left unchanged between its two most recent N-PORT snapshots — net changes between point-in-time reports, not a trade log.

View portfolio moves →

Similar funds

Funds whose portfolios most overlap this one, by weight
FundOverlapNet exp.
Short-Term Income Fund · SRHQX, STCCX, PSHIX, PSJIX, PSIOX, PSIQX 74% 0.39%
SHORT-TERM INVESTMENT-GRADE PORTFOLIO 11% 0.14%
Mercer Short Duration Fixed Income Fund · MSDYX, MSDZX, MSDBX, MSDWX 10% 0.20%
View all similar funds →

Advisers

As of December 31, 2025 · N-CEN
FirmRole
Principal Global Investors, LLC Adviser

Footnotes

  1. Net assets and holdings count as of March 31, 2026, from the fund's N-PORT filing.

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