Portfolio concentration
As of January 31, 2026 ·
N-PORT
Effective holdings
?
The number of equal-weight positions that would produce this portfolio's concentration (1 ÷ Herfindahl index). A 500-stock fund dominated by a few mega-caps might have only ~100 effective holdings.
10
Crowding
?
The value-weighted average number of funds that also own this fund's positions. High = consensus/crowded picks; low = holdings few other funds own.
15.4
Holdings
As of January 31, 2026 · N-PORT
| # | Security | Ticker | Shares | Value | % of fund |
| 1 |
Schwab S&P 500 Index Fund |
— |
1,407,597 |
$25.04M |
19.47% |
| 2 |
Schwab International Opportunities Fund |
— |
714,699 |
$18.24M |
14.18% |
| 3 |
Schwab International Core Equity Fund |
— |
846,147 |
$13.58M |
10.56% |
| 4 |
Schwab Select Large Cap Growth Fund |
— |
471,566 |
$12.11M |
9.42% |
| 5 |
Goldman Sachs Emerging Markets Equity Insights Fund |
— |
652,900 |
$8.04M |
6.25% |
| 6 |
Dodge & Cox Stock Fund |
— |
474,409 |
$7.99M |
6.21% |
| 7 |
Schwab Fundamental US Large Company Index Fund |
— |
229,952 |
$7.69M |
5.98% |
| 8 |
Schwab Small-Cap Equity Fund |
— |
334,826 |
$7.19M |
5.59% |
| 9 |
Schwab Global Real Estate Fund |
— |
926,945 |
$6.52M |
5.07% |
| 10 |
Schwab Core Equity Fund |
— |
234,657 |
$5.85M |
4.55% |
| 11 |
PGIM Jennison Growth Fund |
— |
42,405 |
$3.01M |
2.34% |
| 12 |
Driehaus Small Cap Growth Fund |
— |
93,908 |
$2.72M |
2.11% |
| 13 |
Schwab U.S. Mid-Cap Index Fund |
— |
174,553 |
$2.59M |
2.01% |
| 14 |
Schwab U.S. Aggregate Bond Index Fund |
— |
198,491 |
$1.79M |
1.39% |
| 15 |
Loomis Sayles Investment Grade Bond Fund |
— |
169,420 |
$1.68M |
1.30% |
| 16 |
Schwab Fundamental International Large Company Index Fund |
SFNNX |
111,925 |
$1.67M |
1.30% |
| 17 |
PIMCO International Bond Fund U.S. Dollar-Hedged |
— |
88,498 |
$880.55K |
0.68% |
| 18 |
Schwab Short-Term Bond Index Fund |
— |
72,897 |
$706.37K |
0.55% |
| 19 |
Allspring Core Plus Bond Fund - Class R6 |
STYJX |
46,479 |
$527.53K |
0.41% |
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