Portfolio concentration
As of January 31, 2026 ·
N-PORT
Effective holdings
?
The number of equal-weight positions that would produce this portfolio's concentration (1 ÷ Herfindahl index). A 500-stock fund dominated by a few mega-caps might have only ~100 effective holdings.
12
Crowding
?
The value-weighted average number of funds that also own this fund's positions. High = consensus/crowded picks; low = holdings few other funds own.
16.7
Holdings
As of January 31, 2026 · N-PORT
| # | Security | Ticker | Shares | Value | % of fund |
| 1 |
Schwab S&P 500 Index Fund |
— |
7,164,649 |
$127.46M |
18.35% |
| 2 |
Schwab U.S. Aggregate Bond Index Fund |
— |
8,082,233 |
$72.90M |
10.49% |
| 3 |
Schwab International Opportunities Fund |
— |
2,822,919 |
$72.04M |
10.37% |
| 4 |
Schwab International Core Equity Fund |
— |
3,511,428 |
$56.36M |
8.11% |
| 5 |
Schwab Select Large Cap Growth Fund |
— |
1,771,980 |
$45.52M |
6.55% |
| 6 |
Dodge & Cox Stock Fund |
— |
1,947,396 |
$32.79M |
4.72% |
| 7 |
Schwab Global Real Estate Fund |
— |
4,101,049 |
$28.83M |
4.15% |
| 8 |
PIMCO International Bond Fund U.S. Dollar-Hedged |
— |
2,817,271 |
$28.03M |
4.04% |
| 9 |
Schwab Fundamental US Large Company Index Fund |
— |
823,970 |
$27.55M |
3.97% |
| 10 |
Baird Aggregate Bond Inst |
— |
2,677,103 |
$26.58M |
3.83% |
| 11 |
Schwab Core Equity Fund |
— |
973,018 |
$24.28M |
3.49% |
| 12 |
Schwab Small-Cap Equity Fund |
— |
1,113,557 |
$23.90M |
3.44% |
| 13 |
Allspring Core Plus Bond Fund - Class R6 |
STYJX |
1,959,374 |
$22.24M |
3.20% |
| 14 |
Schwab Short-Term Bond Index Fund |
— |
2,133,754 |
$20.68M |
2.98% |
| 15 |
Loomis Sayles Investment Grade Bond Fund |
— |
2,088,005 |
$20.65M |
2.97% |
| 16 |
Goldman Sachs Emerging Markets Equity Insights Fund |
— |
1,119,098 |
$13.78M |
1.98% |
| 17 |
PGIM Jennison Growth Fund |
— |
164,699 |
$11.70M |
1.68% |
| 18 |
Schwab U.S. Mid-Cap Index Fund |
— |
759,832 |
$11.27M |
1.62% |
| 19 |
Driehaus Small Cap Growth Fund |
— |
277,824 |
$8.04M |
1.16% |
| 20 |
Schwab Fundamental International Large Company Index Fund |
SFNNX |
526,277 |
$7.84M |
1.13% |
| 21 |
Schwab Government Money Fund |
— |
4,234,343 |
$4.23M |
0.61% |
| 22 |
Schwab Treasury Inflation Protected Securities Index Fund |
— |
355,323 |
$3.68M |
0.53% |
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