Portfolio concentration
As of January 31, 2026 ·
N-PORT
Effective holdings
?
The number of equal-weight positions that would produce this portfolio's concentration (1 ÷ Herfindahl index). A 500-stock fund dominated by a few mega-caps might have only ~100 effective holdings.
9
Crowding
?
The value-weighted average number of funds that also own this fund's positions. High = consensus/crowded picks; low = holdings few other funds own.
16.3
Holdings
As of January 31, 2026 · N-PORT
| # | Security | Ticker | Shares | Value | % of fund |
|---|
| 1 |
Schwab U.S. Aggregate Bond Index Fund |
— |
10,405,227 |
$93.86M |
22.93% |
| 2 |
Schwab S&P 500 Index Fund |
— |
3,322,923 |
$59.11M |
14.44% |
| 3 |
Baird Aggregate Bond Inst |
— |
4,630,730 |
$45.98M |
11.23% |
| 4 |
Schwab Short-Term Bond Index Fund |
— |
2,911,746 |
$28.21M |
6.89% |
| 5 |
Schwab Treasury Inflation Protected Securities Index Fund |
— |
2,366,287 |
$24.54M |
5.99% |
| 6 |
Schwab International Opportunities Fund |
— |
927,182 |
$23.66M |
5.78% |
| 7 |
Schwab International Core Equity Fund |
— |
1,201,248 |
$19.28M |
4.71% |
| 8 |
Schwab Select Large Cap Growth Fund |
— |
673,894 |
$17.31M |
4.23% |
| 9 |
Dodge & Cox Stock Fund |
— |
763,971 |
$12.87M |
3.14% |
| 10 |
Allspring Core Plus Bond Fund - Class R6 |
STYJX |
1,077,458 |
$12.23M |
2.99% |
| 11 |
Schwab Global Real Estate Fund |
— |
1,556,746 |
$10.94M |
2.67% |
| 12 |
Schwab Fundamental US Large Company Index Fund |
— |
296,737 |
$9.92M |
2.42% |
| 13 |
PIMCO International Bond Fund U.S. Dollar-Hedged |
— |
923,838 |
$9.19M |
2.25% |
| 14 |
Schwab Core Equity Fund |
— |
299,445 |
$7.47M |
1.83% |
| 15 |
Schwab Small-Cap Equity Fund |
— |
316,374 |
$6.79M |
1.66% |
| 16 |
Schwab Government Money Fund |
— |
6,599,825 |
$6.60M |
1.61% |
| 17 |
Schwab U.S. Mid-Cap Index Fund |
— |
427,479 |
$6.34M |
1.55% |
| 18 |
Loomis Sayles Investment Grade Bond Fund |
— |
559,221 |
$5.53M |
1.35% |
| 19 |
PGIM Jennison Growth Fund |
— |
58,415 |
$4.15M |
1.01% |
| 20 |
Driehaus Small Cap Growth Fund |
— |
85,304 |
$2.47M |
0.60% |
| 21 |
Schwab Fundamental International Large Company Index Fund |
SFNNX |
157,247 |
$2.34M |
0.57% |
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