Portfolio concentration
As of January 31, 2026 ·
N-PORT
Effective holdings
?
The number of equal-weight positions that would produce this portfolio's concentration (1 ÷ Herfindahl index). A 500-stock fund dominated by a few mega-caps might have only ~100 effective holdings.
7
Crowding
?
The value-weighted average number of funds that also own this fund's positions. High = consensus/crowded picks; low = holdings few other funds own.
16.1
Holdings
As of January 31, 2026 · N-PORT
| # | Security | Ticker | Shares | Value | % of fund |
| 1 |
Schwab U.S. Aggregate Bond Index Fund |
— |
1,292,528 |
$11.66M |
27.77% |
| 2 |
Baird Aggregate Bond Inst |
— |
650,439 |
$6.46M |
15.39% |
| 3 |
Schwab S&P 500 Index Fund |
— |
278,992 |
$4.96M |
11.82% |
| 4 |
Schwab Short-Term Bond Index Fund |
— |
359,497 |
$3.48M |
8.30% |
| 5 |
Schwab Treasury Inflation Protected Securities Index Fund |
— |
277,427 |
$2.88M |
6.85% |
| 6 |
Schwab International Opportunities Fund |
— |
64,867 |
$1.66M |
3.94% |
| 7 |
Schwab Select Large Cap Growth Fund |
— |
56,582 |
$1.45M |
3.46% |
| 8 |
Schwab International Core Equity Fund |
— |
90,252 |
$1.45M |
3.45% |
| 9 |
Schwab Government Money Fund |
— |
1,095,282 |
$1.10M |
2.61% |
| 10 |
Dodge & Cox Stock Fund |
— |
63,567 |
$1.07M |
2.55% |
| 11 |
Schwab Global Real Estate Fund |
— |
125,079 |
$879.31K |
2.09% |
| 12 |
PIMCO International Bond Fund U.S. Dollar-Hedged |
— |
87,050 |
$866.15K |
2.06% |
| 13 |
Schwab Fundamental US Large Company Index Fund |
— |
24,125 |
$806.75K |
1.92% |
| 14 |
Schwab Core Equity Fund |
— |
25,594 |
$638.57K |
1.52% |
| 15 |
Schwab Small-Cap Equity Fund |
— |
27,023 |
$579.92K |
1.38% |
| 16 |
Schwab U.S. Mid-Cap Index Fund |
— |
34,618 |
$513.38K |
1.22% |
| 17 |
Allspring Core Plus Bond Fund - Class R6 |
STYJX |
34,174 |
$387.87K |
0.92% |
| 18 |
PGIM Jennison Growth Fund |
— |
5,073 |
$360.26K |
0.86% |
| 19 |
Loomis Sayles Investment Grade Bond Fund |
— |
28,976 |
$286.57K |
0.68% |
| 20 |
Schwab Fundamental International Large Company Index Fund |
SFNNX |
12,284 |
$182.92K |
0.44% |
| 21 |
Driehaus Small Cap Growth Fund |
— |
5,842 |
$169.06K |
0.40% |
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