Investment objective & strategy
As of Dec. 29, 2025 · prospectusObjective. The Moderately Conservative Balanced Allocation Portfolio seeks total return consisting of capital appreciation and income.
Strategy. The Portfolio is a fund of funds. The Portfolios main investment strategy is to invest in other Saratoga Advantage Trust mutual funds (the Saratoga Funds) and/or unaffiliated registered investment companies and exchange-traded funds (ETFs) (together with the Saratoga Funds, the Underlying Funds). The Portfolios manager, Saratoga Capital Management, LLC (the Manager) allocates the Portfolios investments in Underlying Funds based on a propriety asset allocation model developed by the Manager (the Saratoga Strategic Horizon Asset Reallocation Program model or the SaratogaSHARP model). Consistent with the SaratogaSHARP model, the Manager allocates the Portfolios investments based on an analysis of capital markets that includes an examination of current economic conditions, historical asset class behavior and current market assumptions. In constructing the Portfolio, the … The Portfolio is a fund of funds. The Portfolios main investment strategy is to invest in other Saratoga Advantage Trust mutual funds (the Saratoga Funds) and/or unaffiliated registered investment companies and exchange-traded funds (ETFs) (together with the Saratoga Funds, the Underlying Funds). The Portfolios manager, Saratoga Capital Management, LLC (the Manager) allocates the Portfolios investments in Underlying Funds based on a propriety asset allocation model developed by the Manager (the Saratoga Strategic Horizon Asset Reallocation Program model or the SaratogaSHARP model). Consistent with the SaratogaSHARP model, the Manager allocates the Portfolios investments based on an analysis of capital markets that includes an examination of current economic conditions, historical asset class behavior and current market assumptions. In constructing the Portfolio, the Manager typically allocates assets among asset classes in the following investment categories: core equity, fixed income, money market and alternative investments. The target allocations are: approximately 10%-75% of the Portfolios assets to core equity investments; 7%-70% to fixed income investments; 8.5%-70% to money market investments; and 2.5%-32.5% to alternative investments. The Manager does not currently intend to allocate any of the Portfolios assets to sector equity investments; however, it may do so in the future. The Portfolio will invest in equity, fixed income and alternative instruments through its investments in the Underlying Funds. The Manager regularly evaluates how individual economic sectors and statistics are affecting the general economy and markets in order to develop the asset allocation parameters. Accordingly, asset allocation parameters may vary widely over time in response to changing market and/or economic conditions.
Top holdings
As of Feb. 28, 2026 · N-PORT| Security | Ticker | Value | % of fund |
|---|---|---|---|
| VANG-IN B I-ADM | — | $246.90K | 26.36% |
| SARATOGA-LCG-I | — | $136.22K | 14.55% |
| SARATOGA-L VAL-I | — | $135.45K | 14.46% |
| SARATOGA-M/C-I | — | $124.56K | 13.30% |
| Dreyfus Instl Resv PFD GOVT INSTL | DSVXX | $94.34K | 10.07% |
| EV-GL MAC AR-I | — | $66.11K | 7.06% |
| SARATOGA-S/C-I | — | $61.98K | 6.62% |
| VANG-TO INT-ADM | — | $47.42K | 5.06% |
| VAN-ST BD I-ADM | — | $27.18K | 2.90% |
Portfolio moves
Nov 30, 2025 → Feb 28, 2026How many positions this fund opened, exited, grew, trimmed, or left unchanged between its two most recent N-PORT snapshots — net changes between point-in-time reports, not a trade log.
Similar funds
Funds whose portfolios most overlap this one, by weight| Fund | Overlap | Net exp. |
|---|---|---|
| Moderate Balanced Allocation Portfolio · SMPAX, SBMCX, SBMIX | 91% | 2.10% |
| Moderately Aggressive Balanced Allocation Portfolio · SAMAX, SAMCX, SAMIX | 90% | 2.17% |
| Conservative Balanced Allocation Portfolio · SCAAX, SUMCX, LUNAX | 88% | 1.75% |
Advisers
| Firm | Role |
|---|---|
| Saratoga Capital Management, LLC | Adviser |
Footnotes
- Expense ratio as of December 29, 2025, from the fund's prospectus.
- Net assets and holdings count as of February 28, 2026, from the fund's N-PORT filing.
- Total return for calendar year 2025, before tax and after fund expenses. Computed by compounding the twelve monthly total returns the fund reported in its SEC N-PORT filings for 2025 (the latest prospectus does not yet chart this year).
Machine-readable: JSON · Markdown. Programmatic access via the agent surface.