Putnam VT Diversified Income Fund
Putnam Variable Trust
Expense ratio
Net assets1
$96.09M
Holdings1
603
Category
Other
Return

Investment objective & strategy

As of April 28, 2025 · prospectus

Objective. The fund seeks as high a level of current income as the Investment Manager (as defined below) believes is consistent with preservation of capital.

Strategy. Investments We invest mainly in bonds that are securitized debt instruments (such as mortgage-backed investments) and related derivative instruments, and other obligations of companies and governments worldwide, including bank loans that are either investment-grade or below-investment-grade in quality (sometimes referred to as junk bonds) and have intermediate- to long-term maturities (three years or longer). The fund currently has significant investment exposure to residential and commercial mortgage-backed securities. We may consider, among other factors, credit, interest rate and prepayment risks, as well as general market conditions, when deciding whether to buy or sell investments. We typically use to a significant extent derivatives, including credit default swaps, interest rate swaps, total return swaps, to-be-announced (TBA) commitments, futures, options and swaptions, including on … Investments We invest mainly in bonds that are securitized debt instruments (such as mortgage-backed investments) and related derivative instruments, and other obligations of companies and governments worldwide, including bank loans that are either investment-grade or below-investment-grade in quality (sometimes referred to as junk bonds) and have intermediate- to long-term maturities (three years or longer). The fund currently has significant investment exposure to residential and commercial mortgage-backed securities. We may consider, among other factors, credit, interest rate and prepayment risks, as well as general market conditions, when deciding whether to buy or sell investments. We typically use to a significant extent derivatives, including credit default swaps, interest rate swaps, total return swaps, to-be-announced (TBA) commitments, futures, options and swaptions, including on mortgage-backed securities and indices, and certain foreign currency transactions and credit default, total return and interest rate swap contracts for both hedging and non-hedging purposes, including to obtain or adjust exposure to mortgage-backed securities.

Top holdings

As of March 31, 2026 · N-PORT
SecurityTickerValue% of fund
Putnam Short Term Investment Fund, Class P $19.46M 20.25%
FNCL 4.5 4/26 $5.31M 5.52%
FNCL 5.5 4/26 $5.02M 5.23%
G2SF 5.5 4/25 $3.02M 3.14%
G2SF 5 4/26 $2.97M 3.09%
FNCL 5 4/26 $1.48M 1.54%
FNCL 6.5 4/26 $1.03M 1.08%
FNCL 6 4/26 $1.02M 1.06%
FNCL 2.5 4/26 $840.94K 0.88%
COUNTRYWIDE ALTERNATIVE LOAN T CWALT 2006 OA10 4A1 $642.08K 0.67%
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Allocation by sector

As of March 31, 2026 · N-PORT
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Portfolio moves

Dec 31, 2025 → Mar 31, 2026
Opened
95
Exited
65
Increased
5
Decreased
189
Unchanged
318

How many positions this fund opened, exited, grew, trimmed, or left unchanged between its two most recent N-PORT snapshots — net changes between point-in-time reports, not a trade log.

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Advisers

As of December 31, 2025 · N-CEN
FirmRole
Franklin Advisers, Inc. Adviser
Franklin Templeton Investment Management Limited Sub-adviser
Putnam Investment Management, LLC Sub-adviser

Footnotes

  1. Net assets and holdings count as of March 31, 2026, from the fund's N-PORT filing.

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