Putnam VT Income Fund
Putnam Variable Trust
Expense ratio
Net assets1
$131.29M
Holdings1
861
Category
Other
Return

Investment objective & strategy

As of April 28, 2025 · prospectus

Objective. The fund seeks high current income consistent with what the Investment Manager (as defined below) believes to be prudent risk.

Strategy. Investments We invest mainly in bonds that are securitized debt instruments (such as mortgage-backed investments) and related derivative instruments, and other obligations of companies and governments worldwide denominated in U.S. dollars or (to a lesser extent) foreign currencies, that are either investment-grade or below-investment-grade in quality (sometimes referred to as junk bonds) and that have intermediate- to long-term maturities (three years or longer). The fund currently has significant investment exposure to residential and commercial mortgage-backed securities. We may consider, among other factors, credit, interest rate and prepayment risks, as well as general market conditions, when deciding whether to buy or sell investments. We typically use to a significant extent derivatives, including credit default swaps, interest rate swaps, total return swaps, … Investments We invest mainly in bonds that are securitized debt instruments (such as mortgage-backed investments) and related derivative instruments, and other obligations of companies and governments worldwide denominated in U.S. dollars or (to a lesser extent) foreign currencies, that are either investment-grade or below-investment-grade in quality (sometimes referred to as junk bonds) and that have intermediate- to long-term maturities (three years or longer). The fund currently has significant investment exposure to residential and commercial mortgage-backed securities. We may consider, among other factors, credit, interest rate and prepayment risks, as well as general market conditions, when deciding whether to buy or sell investments. We typically use to a significant extent derivatives, including credit default swaps, interest rate swaps, total return swaps, to-be-announced (TBA) commitments, futures, options and swaptions, including on mortgage-backed securities and indices, and certain foreign currency transactions for both hedging and non-hedging purposes including to obtain or adjust exposure to mortgage-backed investments.

Top holdings

As of March 31, 2026 · N-PORT
SecurityTickerValue% of fund
Putnam Short Term Investment Fund, Class P $8.21M 6.25%
FNCL 2 4/26 $6.45M 4.91%
FNCL 2.5 4/26 $5.89M 4.48%
FNCL 4.5 4/26 $4.83M 3.68%
GNMA II, Single-family, 30 Year $3.29M 2.50%
G2SF 5 4/26 $2.97M 2.26%
U.S. Treasury Bills $1.09M 0.83%
FNCL 6 4/26 $1.02M 0.78%
FNCL 5 4/26 $986.36K 0.75%
GNMA II, Single-family, 30 Year $962.44K 0.73%
View all holdings →

Allocation by sector

As of March 31, 2026 · N-PORT
View portfolio breakdown →

Portfolio moves

Dec 31, 2025 → Mar 31, 2026
Opened
134
Exited
71
Increased
5
Decreased
251
Unchanged
474

How many positions this fund opened, exited, grew, trimmed, or left unchanged between its two most recent N-PORT snapshots — net changes between point-in-time reports, not a trade log.

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Similar funds

Funds whose portfolios most overlap this one, by weight
FundOverlapNet exp.
Putnam Income Fund · PINCX, PNCBX, PUICX, PNCMX, PIFRX, PNCYX 40% 0.38%
Putnam Global Income Trust · PGGIX, PGLBX, PGBRX 28% 0.48%
Putnam Morgtage Securities Fund · PGSIX, PGSBX, PGVCX, PGVRX, PUSYX 24% 0.51%
View all similar funds →

Advisers

As of December 31, 2025 · N-CEN
FirmRole
Franklin Advisers, Inc. Adviser
Franklin Templeton Investment Management Limited Sub-adviser
Putnam Investment Management, LLC Sub-adviser

Footnotes

  1. Net assets and holdings count as of March 31, 2026, from the fund's N-PORT filing.

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