QBA2Q
VIP Balanced Portfolio
Variable Insurance Products Fund III
Fund of funds
Expense ratio1
0.67%
Net assets2
$8.04B
Holdings2
326
Category
US Equity
2025 return3
14.96%

Investment objective & strategy

As of April 18, 2025 · prospectus

Objective. VIP Balanced Portfolio seeks income and capital growth consistent with reasonable risk.

Strategy. Investing approximately 60% of assets in stocks and other equity securities and the remainder in bonds and other debt securities, including lower-quality debt securities (those of less than investment-grade quality, also referred to as high yield debt securities or junk bonds), when its outlook is neutral. Investing at least 25% of total assets in fixed-income senior securities. Investing in domestic and foreign issuers. With respect to the fund's equity investments, allocating the fund's assets across different market sectors (at present, communication services, consumer discretionary, consumer staples, energy, financials, health care, industrials, information technology, materials, real estate, and utilities), using different Fidelity managers. With respect to the fund's equity investments, investing in either "growth" stocks or "value" stocks or both. Using … Investing approximately 60% of assets in stocks and other equity securities and the remainder in bonds and other debt securities, including lower-quality debt securities (those of less than investment-grade quality, also referred to as high yield debt securities or junk bonds), when its outlook is neutral. Investing at least 25% of total assets in fixed-income senior securities. Investing in domestic and foreign issuers. With respect to the fund's equity investments, allocating the fund's assets across different market sectors (at present, communication services, consumer discretionary, consumer staples, energy, financials, health care, industrials, information technology, materials, real estate, and utilities), using different Fidelity managers. With respect to the fund's equity investments, investing in either "growth" stocks or "value" stocks or both. Using fundamental analysis of factors such as each issuer's financial condition and industry position, as well as market and economic conditions, to select investments. Investing in Fidelity's Central funds (specialized investment vehicles used by Fidelity funds to invest in particular security types or investment disciplines) consistent with the asset classes discussed above.

Top holdings

As of March 31, 2026 · N-PORT
SecurityTickerValue% of fund
VIP Investment Grade Central Fund $2.84B 35.38%
NVIDIA CORP $433.61M 5.39%
ALPHABET INC CL A $337.50M 4.20%
APPLE INC $313.85M 3.90%
MICROSOFT CORP $229.65M 2.86%
AMAZON.COM INC $211.85M 2.64%
META PLATFORMS INC CL A $118.17M 1.47%
BROADCOM INC $113.57M 1.41%
Fidelity Cash Central Fund $101.11M 1.26%
MASTERCARD INC CL A $96.12M 1.20%
View all holdings →

Allocation by sector

As of March 31, 2026 · N-PORT
View portfolio breakdown →

Portfolio moves

Dec 31, 2025 → Mar 31, 2026
Opened
50
Exited
69
Increased
106
Decreased
130
Unchanged
42

How many positions this fund opened, exited, grew, trimmed, or left unchanged between its two most recent N-PORT snapshots — net changes between point-in-time reports, not a trade log.

View portfolio moves →

Similar funds

Funds whose portfolios most overlap this one, by weight
FundOverlapNet exp.
VIP Stock Selector Portfolio 62% 0.50%
Fidelity Balanced Fund · FBALX, FBAKX, FBAUX, FBARX, FBAVX, FBAOX, FBAQX 62% 0.39%
Fidelity U.S. Equity Central Fund 61%
View all similar funds →

Advisers

As of December 31, 2025 · N-CEN
FirmRole
FMR Investment Management (UK) Limited Sub-adviser
Fidelity Management & Research (Japan) Limited Sub-adviser
Fidelity Management & Research (Hong Kong) Limited Sub-adviser
Fidelity Management & Research Company LLC Adviser

Footnotes

  1. Expense ratio as of April 18, 2025, from the fund's prospectus.
  2. Net assets and holdings count as of March 31, 2026, from the fund's N-PORT filing.
  3. Total return for calendar year 2025, before tax and after fund expenses. Computed by compounding the twelve monthly total returns the fund reported in its SEC N-PORT filings for 2025 (the latest prospectus does not yet chart this year).

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