HOSBX
Short-Term Bond Fund
HOMESTEAD FUNDS INC
Expense ratio1
0.77%
Net assets2
$420.79M
Holdings2
244
Category
Taxable Bond
2025 return3
5.86%

Investment objective & strategy

As of April 29, 2025 · prospectus

Objective. The Short-Term Bond Fund seeks a high level of income consistent with maintaining minimum fluctuation of principal by investing in high-quality, short-term debt securities.

Strategy. The Fund normally invests at least 80% of its net assets (plus borrowing for investment purposes) in fixed-income securities that are in the three highest credit categories as ranked by a nationally recognized statistical rating organization (NRSRO) (for example, securities rated AAA, AA or A by Standard & Poors Corporation). These investments may include: commercial paper corporate bonds U.S. Treasury securities securities issued or guaranteed by U.S. Government entities, agencies or instrumentalities municipal bonds U.S. dollar-denominated debt securities of foreign issuers (Yankee Bonds) asset-backed and mortgage-backed securities The dollar-weighted average portfolio maturity of the Fund, under normal circumstances, is expected to be three years or less. In selecting the portfolio holdings for the Fund, Homestead Advisers considers, among other factors, … The Fund normally invests at least 80% of its net assets (plus borrowing for investment purposes) in fixed-income securities that are in the three highest credit categories as ranked by a nationally recognized statistical rating organization (NRSRO) (for example, securities rated AAA, AA or A by Standard & Poors Corporation). These investments may include: commercial paper corporate bonds U.S. Treasury securities securities issued or guaranteed by U.S. Government entities, agencies or instrumentalities municipal bonds U.S. dollar-denominated debt securities of foreign issuers (Yankee Bonds) asset-backed and mortgage-backed securities The dollar-weighted average portfolio maturity of the Fund, under normal circumstances, is expected to be three years or less. In selecting the portfolio holdings for the Fund, Homestead Advisers considers, among other factors, its outlook for the economy, monetary policy, interest rates and credit spreads, as well as company-specific factors such as improving credit quality, and relative value.

Top holdings

As of March 31, 2026 · N-PORT
SecurityTickerValue% of fund
US TREASURY N/B $77.77M 18.48%
US TREASURY N/B $46.07M 10.95%
U.S. Treasury Notes $8.19M 1.95%
State Street Navigator Securities Lending Portfolio II GVMXX $7.73M 1.84%
WELLS FARGO CO $5.48M 1.30%
CITIGROUP INC $4.57M 1.09%
Government National Mortgage Association $4.31M 1.02%
Government National Mortgage Association $4.24M 1.01%
GOLDMAN SACHS GP $3.73M 0.89%
Government National Mortgage Association $3.54M 0.84%
View all holdings →

Allocation by sector

As of March 31, 2026 · N-PORT
View portfolio breakdown →

Portfolio moves

Dec 31, 2025 → Mar 31, 2026
Opened
65
Exited
49
Increased
3
Decreased
68
Unchanged
108

How many positions this fund opened, exited, grew, trimmed, or left unchanged between its two most recent N-PORT snapshots — net changes between point-in-time reports, not a trade log.

View portfolio moves →

Similar funds

Funds whose portfolios most overlap this one, by weight
FundOverlapNet exp.
Short-Term Government Securities Fund · HOSGX 48% 0.75%
Intermediate Bond Fund · HOIBX 36% 0.80%
Nuveen Short Duration Impact Bond Fund · TSDJX, TSDFX, TSDBX, TSDDX, TSDHX 15% 0.35%
View all similar funds →

Advisers

As of December 31, 2025 · N-CEN
FirmRole
Homestead Advisers Corp. Adviser

Footnotes

  1. Expense ratio as of April 29, 2025, from the fund's prospectus.
  2. Net assets and holdings count as of March 31, 2026, from the fund's N-PORT filing.
  3. Total return for calendar year 2025, before tax and after fund expenses. Computed by compounding the twelve monthly total returns the fund reported in its SEC N-PORT filings for 2025 (the latest prospectus does not yet chart this year).

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