FRAGX
85% Allocation Fund
Fidelity Charles Street Trust
Expense ratio1
0.03%
Net assets2
$2.04M
Holdings2
3
Category
US Equity
2025 return3
19.28%

Investment objective & strategy

As of Nov. 24, 2025 · prospectus

Objective. 85% Allocation Fund seeks capital appreciation.

Strategy. Investing in a combination of two Fidelity equity index funds (U.S. and international) and one Fidelity investment-grade bond index fund. Allocating assets among underlying Fidelity index funds according to an asset allocation of approximately: Fidelity Total Market Index Fund 60% Fidelity Total International Index Fund 25% Fidelity U.S. Bond Index Fund 15% Investing in a combination of two Fidelity equity index funds (U.S. and international) and one Fidelity investment-grade bond index fund. Allocating assets among underlying Fidelity index funds according to an asset allocation of approximately: Fidelity Total Market Index Fund 60% Fidelity Total International Index Fund 25% Fidelity U.S. Bond Index Fund 15%

Top holdings

As of March 31, 2026 · N-PORT

Allocation by sector

As of March 31, 2026 · N-PORT
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Portfolio moves

Dec 31, 2025 → Mar 31, 2026
Opened
0
Exited
0
Increased
2
Decreased
1
Unchanged
0

How many positions this fund opened, exited, grew, trimmed, or left unchanged between its two most recent N-PORT snapshots — net changes between point-in-time reports, not a trade log.

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Similar funds

Funds whose portfolios most overlap this one, by weight
FundOverlapNet exp.
70% Allocation Fund · FRGAX 85% 0.03%
50% Allocation Fund · FRYBX 64% 0.03%
30% Allocation Fund · FMWIX 45% 0.03%
View all similar funds →

Footnotes

  1. Expense ratio as of November 24, 2025, from the fund's prospectus.
  2. Net assets and holdings count as of March 31, 2026, from the fund's N-PORT filing.
  3. Total return for calendar year 2025, before tax and after fund expenses. Computed by compounding the twelve monthly total returns the fund reported in its SEC N-PORT filings for 2025 (the latest prospectus does not yet chart this year).

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