FNILX
Fidelity ZERO Large Cap Index Fund
FIDELITY CONCORD STREET TRUST
Index fund
Expense ratio1
0.00%
Net assets2
$16.50B
Holdings2
512
Category
US Equity
2025 return3
17.80%

Investment objective & strategy

As of Dec. 29, 2025 · prospectus

Objective. Fidelity ZERO Large Cap Index Fund seeks to provide investment results that correspond to the total return of stocks of large capitalization U.S. companies.

Strategy. Normally investing at least 80% of assets in common stocks of large capitalization companies included in the Fidelity U.S. Large Cap IndexSM . The Fidelity U.S. Large Cap Index SM is a float-adjusted market capitalization-weighted index designed to reflect the performance of U.S. large capitalization stocks. It is a subset of the Fidelity U.S. Total Investable Market Index SM (a float-adjusted market capitalization-weighted index designed to reflect the performance of the U.S. equity market, including large-, mid-, and small-capitalization stocks) representing the largest companies. Large capitalization stocks are considered to be stocks of the largest 500 U.S. companies based on float-adjusted market capitalization. The Fidelity U.S. Large Cap Index SM was created by Fidelity Product Services LLC (FPS) using a … Normally investing at least 80% of assets in common stocks of large capitalization companies included in the Fidelity U.S. Large Cap IndexSM . The Fidelity U.S. Large Cap Index SM is a float-adjusted market capitalization-weighted index designed to reflect the performance of U.S. large capitalization stocks. It is a subset of the Fidelity U.S. Total Investable Market Index SM (a float-adjusted market capitalization-weighted index designed to reflect the performance of the U.S. equity market, including large-, mid-, and small-capitalization stocks) representing the largest companies. Large capitalization stocks are considered to be stocks of the largest 500 U.S. companies based on float-adjusted market capitalization. The Fidelity U.S. Large Cap Index SM was created by Fidelity Product Services LLC (FPS) using a rules-based proprietary index methodology that includes all U.S. stocks meeting certain market capitalization, liquidity, and investability requirements. Derivative instruments that provide investment exposure to the investments above or exposure to one or more market risk factors associated with such investments are included in the fund's 80% policy, consistent with the fund's investment policies and limitations with respect to investments in derivatives. Using statistical sampling techniques based on such factors as capitalization, industry exposures, dividend yield, price-to-earnings (P/E) ratio, price-to-book (P/B) ratio, and earnings growth to attempt to replicate the returns of the Fidelity U.S. Large Cap Index?. Lending securities to earn income for the fund.

Top holdings

As of Jan. 31, 2026 · N-PORT
SecurityTickerValue% of fund
NVIDIA CORP $1.24B 7.53%
APPLE INC $1.03B 6.21%
MICROSOFT CORP $855.45M 5.18%
AMAZON.COM INC $622.70M 3.77%
ALPHABET INC CL A $525.42M 3.18%
Fidelity Cash Central Fund $470.54M 2.85%
ALPHABET INC CL C $421.67M 2.55%
BROADCOM INC $418.49M 2.54%
META PLATFORMS INC CL A $417.40M 2.53%
TESLA INC $323.51M 1.96%
View all holdings →

Allocation by sector

As of January 31, 2026 · N-PORT
View portfolio breakdown →

Portfolio moves

Oct 31, 2025 → Jan 31, 2026
Opened
5
Exited
5
Increased
382
Decreased
123
Unchanged
2

How many positions this fund opened, exited, grew, trimmed, or left unchanged between its two most recent N-PORT snapshots — net changes between point-in-time reports, not a trade log.

View portfolio moves →

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Advisers

As of October 31, 2025 · N-CEN
FirmRole
Fidelity Management & Research Company LLC Adviser
Geode Capital Management, LLC Sub-adviser

Footnotes

  1. Expense ratio as of December 29, 2025, from the fund's prospectus.
  2. Net assets and holdings count as of January 31, 2026, from the fund's N-PORT filing.
  3. Total return for calendar year 2025, before tax and after fund expenses. Computed by compounding the twelve monthly total returns the fund reported in its SEC N-PORT filings for 2025 (the latest prospectus does not yet chart this year).

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