CDGIX
CRAWFORD LARGE CAP DIVIDEND FUND
Unified Series Trust
Expense ratio1
0.97%
Net assets2
$56.85M
Holdings2
39
Category
US Equity
2025 return3
12.22%

Investment objective & strategy

As of April 29, 2025 · prospectus

Objective. The investment objective of the Crawford Large Cap Dividend Fund (the Fund) is total return. Total return is comprised of both capital appreciation and income.

Strategy. The Fund invests primarily in common stocks of large capitalization companies that demonstrate a consistent pattern of earnings and dividend growth. Crawford Investment Counsel, Inc. (the Adviser) utilizes a bottom-up approach to stock selection, focusing on company fundamentals. The Adviser seeks high quality companies with strong balance sheets, predictable earnings and cash flow growth, and a history of dividend growth. The Advisers goal is to identify companies that the Adviser believes have market prices that do not reflect their true values and that have above-average total return potential. The Advisers investment discipline is value-oriented and emphasizes fundamental research and long-term decision making. When selecting portfolio companies, the Advisers research process starts with a universe of companies that have at least … The Fund invests primarily in common stocks of large capitalization companies that demonstrate a consistent pattern of earnings and dividend growth. Crawford Investment Counsel, Inc. (the Adviser) utilizes a bottom-up approach to stock selection, focusing on company fundamentals. The Adviser seeks high quality companies with strong balance sheets, predictable earnings and cash flow growth, and a history of dividend growth. The Advisers goal is to identify companies that the Adviser believes have market prices that do not reflect their true values and that have above-average total return potential. The Advisers investment discipline is value-oriented and emphasizes fundamental research and long-term decision making. When selecting portfolio companies, the Advisers research process starts with a universe of companies that have at least a ten-year history of paying and/or growing dividends. The Adviser then selects a portfolio of companies that it believes are undervalued and present an attractive trade-off between risk and return. The Adviser seeks to buy high quality securities at attractive valuations and to identify a catalyst that is expected to produce attractive returns. Under normal circumstances, the Fund will invest at least 80% of its assets in securities of large cap companies that pay or are expected to pay regular dividends. The Adviser considers large cap companies to be companies that, at the time of investment, have market capitalizations within the range of market capitalization of the companies appearing in the Russell 1000 Value Index (the Index). As of December 31, 2024, the market capitalization of the companies appearing in the Index ranged from approximately $159 million to $977 billion. The Fund may invest its assets in securities of U.S. companies and foreign companies, directly or indirectly through American Depositary Receipts (ADRs) or other types of depositary receipts. The Fund may also invest in equity real estate investment trusts (REITs). The Fund may at times overweight certain economic sectors in comparison to the Index because the Adviser seeks the best investment opportunities regardless of sector. The Adviser generally purchases securities for the long-term. As a result, the Adviser believes the Fund will have low turnover, which should help minimize short-term capital gains and postpone long-term capital gains. However, when the Adviser deems that changes will benefit the Fund, portfolio turnover will not be a limiting factor. The Fund may sell a security when the Adviser believes that the companys fundamentals have deteriorated, if the company decreases its dividends, or if the stock has become overvalued in the opinion of the Adviser. The Fund also may sell a security when the Adviser believes that a better investment opportunity is present.

Top holdings

As of March 31, 2026 · N-PORT
SecurityTickerValue% of fund
MICROSOFT CORP $3.38M 5.94%
AMERICAN EXPRESS CO $2.99M 5.27%
JOHNSON CONTROLS $2.83M 4.98%
AstraZeneca PLC ORD USD0.25 AZN LN $2.47M 4.34%
ABBVIE INC $2.28M 4.02%
PHILIP MORRIS INTL INC $2.27M 4.00%
TE CONNECTIVITY $2.09M 3.68%
JOHNSON&JOHNSON $1.99M 3.50%
COCA-COLA CO/THE $1.96M 3.45%
MONEY MARKET FUND TOIXX $1.79M 3.15%
View all holdings →

Allocation by sector

As of March 31, 2026 · N-PORT
View portfolio breakdown →

Portfolio moves

Dec 31, 2025 → Mar 31, 2026
Opened
2
Exited
4
Increased
1
Decreased
2
Unchanged
34

How many positions this fund opened, exited, grew, trimmed, or left unchanged between its two most recent N-PORT snapshots — net changes between point-in-time reports, not a trade log.

View portfolio moves →

Similar funds

Funds whose portfolios most overlap this one, by weight
FundOverlapNet exp.
Guinness Atkinson US Dividend Builder ETF · GAUD 33% 0.35%
UBS US Dividend Ruler Fund · DVRUX, DVRPX 32% 0.30%
Bahl and Gaynor Income Growth Fund · AFNAX, AFYCX, AFNIX 30% 0.63%
View all similar funds →

Advisers

As of December 31, 2025 · N-CEN
FirmRole
Crawford Investment Counsel Inc Adviser

Footnotes

  1. Expense ratio as of April 29, 2025, from the fund's prospectus.
  2. Net assets and holdings count as of March 31, 2026, from the fund's N-PORT filing.
  3. Total return for calendar year 2025, before tax and after fund expenses. Computed by compounding the twelve monthly total returns the fund reported in its SEC N-PORT filings for 2025 (the latest prospectus does not yet chart this year).

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