{
  "page": "compare",
  "query": {
    "a": "FLROX",
    "b": "FTCZX"
  },
  "retrieved_at": "2026-07-07T18:31:23+00:00",
  "disclaimer": "Informational only — not investment advice. FundWatcher presents publicly available data and makes no recommendation to buy or sell any security. Verify all figures against the source filing before relying on them.",
  "attribution": "Data sourced from U.S. SEC EDGAR filings (Forms N-PORT, N-CEN, and prospectus Risk/Return summaries). FundWatcher is not affiliated with the SEC.",
  "terms": {
    "notice": "Use of this data is subject to the FundWatcher Terms of Service. Information may be used only for personal, non-commercial research and may not be redistributed.",
    "url": "https://fundwatcher.app/terms/"
  },
  "fund_a": {
    "name": "Franklin LifeSmart 2020 Retirement Target Fund",
    "ticker": "FLROX",
    "slug": "FLROX",
    "series_id": "S000041337",
    "html_url": "https://fundwatcher.app/funds/FLROX/"
  },
  "fund_b": {
    "name": "Franklin Conservative Allocation Fund",
    "ticker": "FTCZX",
    "slug": "FTCZX",
    "series_id": "S000007239",
    "html_url": "https://fundwatcher.app/funds/FTCZX/"
  },
  "overlap": {
    "coverage_a_by_b": "0.9127992778955931768327867808",
    "coverage_b_by_a": "0.9127992778955931768327867808",
    "shared_count": 22,
    "as_of": {
      "a": "2026-03-31",
      "b": "2026-03-31"
    },
    "a_top": [
      {
        "name": "Franklin U.S. Core Bond ETF",
        "value": "5815473.37",
        "weight": "0.23125165",
        "shared": true
      },
      {
        "name": "Franklin U.S. Core Equity (IU) Fund",
        "value": "3529782.96",
        "weight": "0.14036142",
        "shared": true
      },
      {
        "name": "Franklin Investment Grade Corporate ETF",
        "value": "2715049.26",
        "weight": "0.10796363",
        "shared": true
      },
      {
        "name": "Franklin U.S. Treasury Bond ETF",
        "value": "2527660.89",
        "weight": "0.10051215",
        "shared": true
      },
      {
        "name": "Franklin International Core Equity (IU) Fund",
        "value": "1388222.61",
        "weight": "0.05520252",
        "shared": true
      },
      {
        "name": "Franklin High Yield Corporate ETF",
        "value": "984018.82",
        "weight": "0.03912940",
        "shared": true
      },
      {
        "name": "Putnam Large Cap Value Fund, Class R6",
        "value": "960179.79",
        "weight": "0.03818144",
        "shared": true
      },
      {
        "name": "BrandywineGLOBAL - Global Opportunities Bond Fund, Class IS",
        "value": "914225.18",
        "weight": "0.03635406",
        "shared": true
      },
      {
        "name": "Franklin Growth Fund, Class R6",
        "value": "906257.58",
        "weight": "0.03603723",
        "shared": true
      },
      {
        "name": "Franklin Institutional US Government Money Market Fund",
        "value": "776495.11",
        "weight": "0.03087724",
        "shared": true
      },
      {
        "name": "Franklin Emerging Market Core Equity (IU) Fund",
        "value": "742881.47",
        "weight": "0.02954060",
        "shared": true
      },
      {
        "name": "Franklin U.S. Large Cap Multifactor Index ETF",
        "value": "734096.92",
        "weight": "0.02919128",
        "shared": true
      },
      {
        "name": "Franklin Templeton ETF Trust FTSE JAPAN ETF",
        "value": "612346.50",
        "weight": "0.02434989",
        "shared": true
      },
      {
        "name": "Templeton Developing Markets Trust, Class R6",
        "value": "566918.94",
        "weight": "0.02254347",
        "shared": true
      },
      {
        "name": "Putnam Large Cap Growth Fund, Class R6",
        "value": "523176.20",
        "weight": "0.02080404",
        "shared": true
      },
      {
        "name": "VANGUARD TOTAL INTERNATIONAL BOND ETF",
        "value": "401217.50",
        "weight": "0.01595437",
        "shared": true
      },
      {
        "name": "Franklin Systematic Style Premia ETF",
        "value": "260712.00",
        "weight": "0.01036718",
        "shared": true
      },
      {
        "name": "Templeton Foreign Fund, Class R6",
        "value": "242513.39",
        "weight": "0.00964352",
        "shared": true
      },
      {
        "name": "Franklin U.S. Equity Index ETF",
        "value": "241697.50",
        "weight": "0.00961107",
        "shared": true
      },
      {
        "name": "ClearBridge International Growth Fund, Class IS",
        "value": "143653.70",
        "weight": "0.00571237",
        "shared": true
      },
      {
        "name": "ISHARES CORE MSCI EMERGING MUTUAL FUND",
        "value": "113343.75",
        "weight": "0.00450710",
        "shared": true
      },
      {
        "name": "ISH CORE EAFE",
        "value": "47890.37",
        "weight": "0.00190436",
        "shared": true
      }
    ],
    "b_top": [
      {
        "name": "Franklin U.S. Core Bond ETF",
        "value": "204237586.07",
        "weight": "0.24274752",
        "shared": true
      },
      {
        "name": "Franklin U.S. Core Equity (IU) Fund",
        "value": "135823612.31",
        "weight": "0.16143378",
        "shared": true
      },
      {
        "name": "Franklin Investment Grade Corporate ETF",
        "value": "95527823.58",
        "weight": "0.11354004",
        "shared": true
      },
      {
        "name": "Franklin U.S. Treasury Bond ETF",
        "value": "85468353.39",
        "weight": "0.10158381",
        "shared": true
      },
      {
        "name": "Putnam Large Cap Value Fund, Class R6",
        "value": "36955631.36",
        "weight": "0.04392379",
        "shared": true
      },
      {
        "name": "Franklin Growth Fund, Class R6",
        "value": "34881050.94",
        "weight": "0.04145803",
        "shared": true
      },
      {
        "name": "BrandywineGLOBAL - Global Opportunities Bond Fund, Class IS",
        "value": "30476070.48",
        "weight": "0.03622247",
        "shared": true
      },
      {
        "name": "Franklin U.S. Large Cap Multifactor Index ETF",
        "value": "28275346.28",
        "weight": "0.03360679",
        "shared": true
      },
      {
        "name": "Franklin International Core Equity (IU) Fund",
        "value": "24805544.05",
        "weight": "0.02948274",
        "shared": true
      },
      {
        "name": "Franklin Institutional US Government Money Market Fund",
        "value": "22355149.97",
        "weight": "0.02657032",
        "shared": true
      },
      {
        "name": "Franklin BSP Lending Fund, Class R6",
        "value": "21577527.29",
        "weight": "0.02564607",
        "shared": false
      },
      {
        "name": "Putnam Large Cap Growth Fund, Class R6",
        "value": "20128716.87",
        "weight": "0.02392408",
        "shared": true
      },
      {
        "name": "Franklin Emerging Market Core Equity (IU) Fund",
        "value": "17805942.83",
        "weight": "0.02116334",
        "shared": true
      },
      {
        "name": "Franklin High Yield Corporate ETF",
        "value": "16102731.84",
        "weight": "0.01913898",
        "shared": true
      },
      {
        "name": "Templeton Developing Markets Trust, Class R6",
        "value": "13589868.72",
        "weight": "0.01615230",
        "shared": true
      },
      {
        "name": "VANGUARD TOTAL INTERNATIONAL BOND ETF",
        "value": "13381925.00",
        "weight": "0.01590515",
        "shared": true
      },
      {
        "name": "Franklin Templeton ETF Trust FTSE JAPAN ETF",
        "value": "10949877.00",
        "weight": "0.01301453",
        "shared": true
      },
      {
        "name": "Franklin Systematic Style Premia ETF",
        "value": "9052867.20",
        "weight": "0.01075983",
        "shared": true
      },
      {
        "name": "Franklin U.S. Equity Index ETF",
        "value": "6723342.01",
        "weight": "0.00799106",
        "shared": true
      },
      {
        "name": "Templeton Foreign Fund, Class R6",
        "value": "4333546.94",
        "weight": "0.00515066",
        "shared": true
      },
      {
        "name": "ISHARES CORE MSCI EMERGING MUTUAL FUND",
        "value": "2737687.50",
        "weight": "0.00325389",
        "shared": true
      },
      {
        "name": "Franklin Small Cap Enhanced ETF",
        "value": "2731908.48",
        "weight": "0.00324702",
        "shared": false
      },
      {
        "name": "ClearBridge International Growth Fund, Class IS",
        "value": "2566499.04",
        "weight": "0.00305042",
        "shared": true
      },
      {
        "name": "ISH CORE EAFE",
        "value": "869450.12",
        "weight": "0.00103339",
        "shared": true
      },
      {
        "name": "Franklin International Growth Fund, Class R6",
        "value": "0.10",
        "weight": "0.00000000",
        "shared": false
      }
    ]
  },
  "error": null,
  "sources": [
    {
      "label": "N-PORT (fund A)",
      "accession_no": "0002071691-26-012222",
      "as_of": "2026-03-31",
      "edgar_url": "https://www.sec.gov/Archives/edgar/data/1022804/000207169126012222/0002071691-26-012222-index.htm"
    },
    {
      "label": "N-PORT (fund B)",
      "accession_no": "0002071691-26-012233",
      "as_of": "2026-03-31",
      "edgar_url": "https://www.sec.gov/Archives/edgar/data/1022804/000207169126012233/0002071691-26-012233-index.htm"
    }
  ]
}